India will use about one fourth of the World Bank USD 3.8 billion loan to improve healthcare services in the country. Of this USD 922 million, USD 502 million would be used for child and women-specific healthcare schemes. The Indian government has introduced various programmes to address the healthcare needs of women and children but these are not enough to help those in need. USD 420 million of the loan, would be utilised to fund programmes to fight against HIV/AIDS and TB. The multilateral financial institution is already assisting the Karnataka government in addressing the healthcare needs of women and children.