Paper Abstract
A sustainable and scalable healthcare delivery & microinsurance program done
through 50 healthcare workers in a district of Maharashtra covering more than a
lakh of population. The project delivers primary healthcare through community
clinics managed by healthworkers using the handheld device with network of
remote Doctors assistance for real time treatments, prescription, delivery of
drugs and point of care testing and bringing healthcare to the village door
steps. As part of the progam we’ve health financing mechanism as a micro
insurance program to cover primary care coverage for the village population and
minmise their risk for routine treatments for malaria, fever, cold , cough,
respiratory etc and eliminate the expenditures especially out of which 70% is
transportation. A primary care product has been designed to address these
issues and under implementation. Existing Rashtriya Swasthya Bima Yojana
(RSBY) members and other insurance program members can also be easily
identified and enrolled with the existing program.Using Handheld technology
and inbuilt patient care applications helps in reaching to the poor population,
reduced cost of delivery at affordable prices, 24 X 7 primary care is available at
village level, reduced cost of distribution channel and insurance product can be
enrolled and served at point of care through health workers and it is greatly
achieved by capacity building of health workers in all these areas. With of
technology as an enabler the project is looking at to address the challenges of
rural primary healthcare. Currently more than 200 patients treated at village
level and more than 1000 patients are treated at referral clinics.

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