Punjab CM Relaunches Bhai Ghanhya Sehat Sewa Scheme

Bhai Ghanhya Sehat Sewa SchemeBhai Ghanhya Trust under the Chairmanship of Punjab Chief Minister Prakash Singh Badal has re-launched the Bhai Ghanhya Sehat Sewa Scheme for a period of another year w.e.f. November 20, 2012. The scheme aims to provide the cashless health care facilities and treatment to the members of the Cooperative societies and their family members across the state.


The scheme would remain operative up to November 19, 2013. ICICI Lombard G.I.C. is appointed as Insurer with MD India Healthcare Services Ltd. as Third Party Administrator (TPA) to implement the scheme. Each beneficiary under the scheme has a photo I-card having unique number to be presented by him while getting treatment in the network hospitals approved under the scheme.

Every beneficiary is entitled to cashless treatment up to Rs. 1.5 lakh on family floater basis in any approved hospital and on re-imbursement basis in any government hospital in Punjab and Chandigarh after submitting the claim within 45 days from the date of discharge from the hospital. Each member and employee of any cooperative society in the State was eligible for enrolment under the scheme.

Financial Commissioner Cooperation and Vice- Chairman of the Trust  Viswajeet Khanna informed at the inauguration that nearly 85,000 beneficiaries have availed treatment worth Rs. 109 crore during the previous four policy plan periods. He, further informed that in order to improve the system relating to grant of authorization for treatment the system of e-authorization had been designed for the current scheme according to which the net-work hospitals instead of sending the request through fax will be sending the online request for treatment to  www. of the TPA.


Khanna called upon the hospitals to provide hassle free cashless treatment to the beneficiaries. While assuring the hospitals of quick disposal  of their issues if any, he informed that serious view would be taken in case any hospital violated the terms and conditions of the scheme. Eight hospitals were de-panelled under the previous scheme resulting in their ineligibility for empanelment under the current scheme. Later on the TPA made a presentation before the representatives of the hospitals and answered their queries relating to the scheme.

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