Livlong 365 has partnered with Shriram Life Insurance to launch the Arogya Saathi Rider, a preventive health-focused add-on to life insurance policies.
The newly introduced rider is designed to address routine healthcare needs alongside long-term protection. It brings together preventive health check-ups, cashless outpatient (OPD) benefits, and general practitioner (GP) consultations under a single offering, enabling policyholders to access healthcare services beyond traditional insurance claims.
Available on a single-premium basis, the Arogya Saathi Rider requires a one-time payment and provides coverage for a one-year policy term, making it a simple and accessible option for customers seeking value-added health benefits.
The initiative aligns with Livlong 365’s broader vision of embedding preventive care into daily life, particularly across Tier-2 and Tier-3 cities, where access to organised healthcare services is still evolving. With a nationwide reach spanning hundreds of millions of users, Livlong 365 brings its technology-driven platform, strong distribution network, and focus on data security and customer experience to support Shriram Life Insurance’s customer base.
Commenting on the partnership, Gaurav Dubey, Founder and CEO, Livlong 365, highlighted that the collaboration marks the beginning of a deeper integration between wellness and financial planning. He noted that the partnership aims to deliver scalable, technology-enabled wellness solutions that cater to both urban and emerging markets, while reinforcing preventive healthcare as a core component of long-term protection.
From the insurer’s perspective, Casparus J.H. Kromhout, MD and CEO, Shriram Life Insurance, said the Arogya Saathi Rider reflects the company’s commitment to simplifying protection while enhancing customer value. By extending life insurance benefits to include proactive health support, such as home-based diagnostics and regular health check-ups, the rider offers customers meaningful “living benefits” in addition to traditional risk cover.
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With this collaboration, Livlong 365 and Shriram Life Insurance aim to redefine the role of life insurance in India, positioning it not just as a safety net for the future, but as an enabler of healthier living today.
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