Aditya Birla Health Insurance Company Ltd (ABHICL), the Health Insurance subsidiary of Aditya Birla Capital Ltd, has announced up to 100% health insurance premium returns and other product offering upgrades. The newly-designed version of its flagship product ‘Activ Health’ will “inspire” customers to lead a healthy lifestyle, the company said in a press statement.
According to the company, the ‘Activ Health’ policy provides “comprehensive” health protection with extensive wellness benefits. ABHICL is the “only” insurance company offering up to 100% premium returns, ie HealthReturns, rewards and up to 100% reload of Sum Insured through its enhanced version of ‘Activ Health’ policy.
The consumer is rewarded through a cash equivalent which can be used for either health-related expenses like buying medicines, paying for diagnostic tests, daycare treatment, out-patient expenses (OPD), and alternative treatments (which are traditionally excluded), or most importantly can be used towards the payment of future premium.
The plan, the company said, allows the wellness ecosystem to be easily accessed by people without exclusivity. Going forth with the holistic health approach, the Activ Health plan also offers coverage for mental illness counselling, unlimited Homeopathy telemedicine, daycare treatments, modern and advance treatment methods, Day-1 coverage for chronic illnesses; for all customers, and more. One can become their healthiest version by tracking their health, accessing the details of their health insurance, and availing health care services through the Activ Health app. Customers can also earn their HealthReturns by working out with the workout videos available through the Activ Health app.