Name of the project:  Chief Ministers Comprehensive Health Insurance Scheme
Applicant: Government of Tamil Nadu
Implementing agency: Chief Ministers Comprehensive Health Insurance
About the project: This is a lofty insurance scheme launched by the Tamil Nadu State Government through the United India Insurance Company Ltd to provide free medical & surgical treatment in government & private hospitals.
Objective: Main objective is to provide free quality medical & surgical treatment in government & private hospitals so low economic status people can access multispecialty hospital.
Target group: Member of a family whose annual family income is less than ` 72, 000/ certified by, VAO and Srilankan
refugees, widowers, old age pensioners, orphanages.
Strength areas: In order to maintain transparency and to empower public, details of scheme is made open to access all via web. It is open to all members to view their balance amount via cmchis.com site by entering smart card no. IT is used to deliver service in time. Pre-auth, claims, fund transfer etc are monitored using TAT. 1.27 core 37 kb smart card has been distributed for eligible members.
Achievements: With more than 1.27 crores of family being covered, this project provides high end procedure to cover liver, renal and bone marrow transplant. Entire process starting from pre-auth to claims amount settlement is through the Scheme ICT portal. Mandatory Screening camps where conducted and patients were mobilised and also online tracking done. So far 3,80,699 beneficiaries amounting to ` 834,89,10,219 .
Key challenges: To restrict misuse patient referred via government hospital alone made eligible to introduced diagnostic center .ENT/OG/ortho/optha procedurre are reserved for government hospital to avoid misuse/abuse/ overuse of procedure.

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