Bajaj Allianz General Insurance will implement the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY), Centre’s ambitious healthcare insurance programme, across the State.
In a statement, the company stated that it received the Letter of Award to implement the insurance scheme across the State. Over six lakh families, which is approximately more than 30 percent of the total population of the State, would be covered.
Bajaj Allianz General Insurance managing director Tapan Singhel said, the company will be implementing this cashless health insurance scheme in Jammu and Kashmir by the end of this month
Under Ayushman Bharat scheme, he said, there is no cap on family size and all members in the family would be covered for all pre-existing diseases, maternity etc. from day one.
Each beneficiary family will be provided with a cover of Rs 5 lakh of health insurance covering secondary and tertiary care. The scheme is completely cashless for the beneficiary identified under the SECC data,” he said.
“We are operating in Jammu and Kashmir since 2002. We have been there for the people in their time of need and in the past paid claims of more than Rs 1,000 crore during natural calamities faced by the state,” he said.
PMJAY will have a long-term impact on the health insurance industry in India, it said, adding that around 50 percent of the population across the country and almost all the hospitals shall be following the uniform practices set under this scheme, bringing in standardization in the entire delivery mechanism in the health insurance industry.