Health Financing/Insurance

Maharashtra to launch cashless health scheme for poor

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Maharashtra gears up to launch the Rs300-crore free health insurance scheme, Rajiv Gandhi Jeevandayee Aarogya Yojana (RGJAY), in eight districts of the state.

The aim of Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY) is to improve medical access facility for both Below Poverty Line (BPL – Yellow card holders) and Above Poverty Line (APL- orange card holders) families. This in turn will enhance the quality of medical care to BPL and APL families. The scheme will extend quality medical care for identified specialty services, requiring hospitalisation for surgeries and therapies or consultations, through an identified network of health care providers.

All eligible families in these districts shall be provided with Rajiv Gandhi Jeevandayee Arogya Yojana Health Cards in due course of time. This Health Cards will be used for identification of Beneficiary families in the family under the Scheme. Family Health Cards will be prepared by using data from valid Yellow or orange ration cards coupled with Aadhaar numbers issued by UID authorities. As an interim measure till the issuance of health cards, the valid Orange/Yellow Ration Card with Aadhaar number or in case Aadhaar number not available, any Photo ID card of beneficiary issued by Govt. agencies (Driving License, Election ID,) to correlate the patient name and photograph would be accepted in lieu of health card.

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